What is/are the cause(s) of this economic peril?
If you think things are bad now, just read this. It can get a whole lot worse.
http://www.securagroup.com/news/archives/articles/2008/AB080827.pdf
http://seekingalpha.com/article/95129-fdic-insurance-fund-it-doesn-t-actually-exist
http://news.yahoo.com/s/ap/20080916/ap_on_bi_ge/bank_deposits_safety
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