Dan, here is John Mauldin's website:
http://www.investorsinsight.com/blogs/john_mauldins_outside_the_box/default.aspx
Separately, though, I'd push back on your contention that no one without a job got loans in this bubble. You must be familiar with the term "Ninja Loan" (aka No Income, No Job, no Assets)? Ninja loans were 75% of WaMu's option-ARM portfolio at the end of '07.
http://seattletimes.nwsource.com/html/businesstechnology/2008192640_wamu21.html