Insurance Rate Hike

The only thing that is going to save areas that have had recent natural disasters from being ONLY occupied by the super-rich is a national mitigation program. The Feds need to make a program that covers all natural disasters (wildfires, tornadoes, hurricanes, earthquakes, etc.) like the flood program. Run it strictly with the ideal of breaking even. If we have ten disasters in a year, then we pay more. If we have five, we pay less. There is no place on earth that is completely safe from Mother Nature.

Since insurance companies are only concerned with profits, and since millions are unacceptable when billions can be made, the public should tell them what Michael Corleone told the senator at the beginning of Godfather II.

"This is my offer to you, Senator. NOTHING."