The Patients' Choice Act of 2009 effectively ends tax breaks for employers who provide health coverage to their workers, choosing instead to give a $5,710 tax cut to families and a $2,290 cut to individuals to help them pay for health insurance coverage. Critics insist that this system would end up costing both business and consumers more over the long term. And some objective analysts have agreed. After all, families are currently paying approximately $12,300 a year for health care today.