Huh? Please elaborate. The LRA is now changing its rules daily, after telling people one thing for a whole year, having us plan around what they said, and then later find out we are to be screwed. So, I don't doubt it.
However, the last I heard, you were still suppose to be offered the cost of rebuilding minus what you got in insurance. Paying off your mortgage wasn't suppose to have anything to do with it. Details, please.
I am still waiting for a response from LRA. Of course, going by most people these days at this website, the LRA should be great because it is being administered by Democrats.