Recommendations on homeowners/hazard insurance?

He will probably have better luck since the house is relatively new. It's been horrible in Orleans Parish. We are just being transitioned off of Fair Plan to another company (Lighthouse) - but we haven't seen the premiums drop like we're supposed to.

I know AAA was writing policies, but their wind policy was underwritten by Fair Plan (at the same rate) and they paid ACV instead of RCV, so it was actually worse.