Wow you have no clue on starting a business. Many Americans started a business on pocket change and made it big. This is why foreigners are successful, they don't seem to have these big labor union views of how its impossible to start a business with nothing but the sweat equity and a will to do it. Somehow you have to be rich to start a place up is a farce. All it takes is an idea, talent, and a crap ton of labor.
I for one sold my business due to the tax climate, 80 hrs a week, and this administration but I was doing well for someone that went in debt to buy a saltwater aquarium shop. I took out a loan and only had a few hundred bucks to start. In 5 years it went from Gross 15k a month sales to 45k a month. Problem was not the pay it was the hours, figure those in and you as a owner are under min wage.