Head Injury Litigation: Why No NCAA?
Guido, without giving any legal advice, with the Dow explosion, employees of Dow would receive benefits under worker's compensation but could not sue Dow in tort unless there was an intentional act (which is very hard to show), and third persons injured could sue Dow in tort.
With the college explosion, I would think that all persons injured could sue the private university in tort if the university's fault caused the explosion.
This is a very general explanation.