Do no harm: Who should bear the costs of retired NFL players’ medical bills?

I knew there's a conservative impulse to tell the players that they're responsible for it. And personal responsibility is an important facet to life. But there's a lot of factors inherent to the system that makes that difficult. Many--if not most--players don't make millions of dollars. Their productive window as players is often short. Incredibly expensive medical costs are a part of almost every player's future--insuring it will make it difficult to use their body to continue to make a living--and, as we're learning, hard to use thier brains, too.

I feel bad about old, broken players. If you want to say they should have been responsible, that's your perogative. But do you want to write to Drew, Jahri, Marques, Cam Jordan, Martez Wilson, or Jimmy Graham and tell them the most responsible decisions they can make for their future (their bodies, certainly) is to stop playing football, ASAP?