What to do when an inspector misses stuff?

Well as an insurance agent for over 15 years and knowing that MANY litigated issues arise out of California (see EFIS, subcontracting liability ) I'm interested to see if this makes it to the inspectors CGL or E&O policy.

I know here in LA., that if claim was filed, the carrier would more than likely reach settlement vs. Court. But that has more to do with our laws and trial by jury stuff.

I would agree with most that holding the inspector to a standard that exceeds his expertise is incorrect. But without knowing anything regarding California law and his respective insurance policies(forms, exclusions etc) it would simply be a guess as to what would happen if his insurer recieved a claim.

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