The Saints are relevant at 3-4, and in the hunt at 4-4

I think this depends on the context in which you discuss playoffs.
The context is right now the Panthers are undefeated, Atlanta has just one loss, we've lost two games in the division including to the worst team in the division, and we're under .500. My son and I may end up going to the Giants game (my dad has season tickets and gives them to us for some games), and of course I'll yell my head off if I go, but talking playoffs is premature at this juncture. It is what it is.