Need a new phone (sigh)

Do you mean $100 with a contract? It was my understanding that contracts were going away as a business model. You might need to spend a bit more. It might be worth a trip to the store to see what programs are available. Verizon has the best coverage by far, in my experience.

That said, you can get a capable Android phone for surprisingly cheap. And if you've been living with a Nokia Windows Phone, you're not that demanding of your phone.

Take a look at the Motorola Moto G line up if you are looking to go cheap and off any sort of contract.