Thank You Louisiana

Brennan, there is more bad news coming ( on the insurance front ) In case you missed it, Tuesday Judge Duval of the Eastern District Court ruled against Allstate and several other homeowner companies stating that thier respective "water damage exclusions" were ambiguous and hold no merit. What that means? That, if upheld by the 5th circuit appelate, these homeowner companies could be responsible for any home that flooded due to levee/wall failure. Regardless if you carried flood insurance or not.

Oh and State Farm and Hartford policies motions to dismiss were granted, due to they had "specific" language that made thier respective exclusions unambiguous.


Goats, the only other option, if you plan to just rent it, is a basic dwelling policy and liability. Thats the only other thing I can think of.