budget apps/tools?
currently getting familiar with GNUCash. It looks like it has all I need. I tried mint for awhile but I didn't like all the notifications they gave me and did not bother to learn how to turn them off.
I often end up using LifeHacker as a jumping off point for these decisions...
http://lifehacker.com/5828438/five-best-desktop-personal-finance-tools