No student loans? That's a high bar. Almost no one would be able to go to medical school .... yet if you get in, its pretty much a no-brainer (assuming you do really want to be a doctor) ... Education can be a tremendous investment, though I agree though coasting by a some lame liberal arts degree, probably not the best idea.
On the house buying, unfortunately out of reach for alot of young people, many of whom live to high-cost of living urban centers because thats where all the jobs are.