My last attempt

These are all cults and for-profit businesses, some are just significantly more accepted than others, and we refer to the accepted ones as “religions.”

It offers people several things - moral guidance, a mechanism to cope with hardships such as death of loved ones, and lastly and perhaps subconsciously most importantly, a sense of self-importance and purpose in this grand universe. Understandably, hardly anyone wants to hear or accept that they're no different than animals in the wild, or microscopic parasites; humans just have the ability to think intelligently, just as a bird has the ability to fly or a fish has the ability to breathe underwater. So naturally, humans believe they're more important than anything in this universe, and that there is something much more grand-scale going on specifically for them.

To each his own. Whatever helps you sleep better.

What you say is all nice sounding and convincing even, but, it's an incomplete picture of faith and religion. To categorize everything as a cult and/or business is lazy and I think unjustified. The several things you say it offers barely scratches the surface, and not particularly accurate.

But yeah, to each his own. :9: