We've got all of the flooring torn up and almost all of the walls ripped out. The adjuster came by on Sunday and from what it sounds like we should be ok and taken care of. It's not up to him though it's what the insurance decides but he was very nice and walked us through everything that we have to do. He said the same thing about the contents that the insurance will depreciate everything so don't be shocked when it comes back a lot lower.
We still have the AC blasting and fans going every where. Thank you guys for all of your advice.