Being from the UK, never really had to worry about bitey stingy things too much. However, moving to Missouri changed that!
I dont mind too many critter, but not a fan of spiders, i give them a wide birth unless they are in my house, lots of brown recluses here so any spider dies, i dont chance it.
However I had a run in with spider a few years ago: I was siting in basement on computer, i feel a something on my leg- I assumed it was cats tail brushing on me, so I swipe down at my leg, however, I make contact with something much more solid, and hear and audible thud as something hit the floor. I tuned on desk light and looked down only to see a very large wolf spider on the floor, abut 5-6 inches across including legs. I t scurried behind my PC desk which is a corner desk.
I shine a light on it and see the 8 eyes reflecting back ( how i later identified it as a wold spider). and after some shenanigans with a sword and a glue trap, got rid off it, but to think that was on my leg still gives me the willies.
Also- feck sharks