Falcons fans have defaulted on more than $32 million in PSLs

Charlie Brizzown said

What happens to the seat if a person who holds a valid PSL opts not to buy a ticket?

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They'll then sell the rights to another individual. I believe the rights are tied to specific seats. People are financing and defaulting on the loan agreement. They lose the PSL and it goes to the next person willing to fork over the money.