That sounds like a good reason for the insurance company to deny it to me. Insurance companies are businesses too. Maybe talk to health coach, or a friend who is a doctor/nurse, and they can help guide you. You can PM me and tell what procedure your wanting, so I can get a better understanding of the situation. There might be a doctor on the Saints Report they may know how to get it pushed through. Some doctors know how to get things pushed through, better than others.
Insurance companies look at your age, the benefit of the medical treatment, and the cost. If these things don't balance out, they make business decisions. If you own a business, you like to keep your money, and not spend it. It's that simple. From what your telling me, it sounds like it's not life threatening, and it will have little benefit of your overall health....Is that right?