COVID-19 Outbreak (Update: More than 2.9M cases and 132,313 deaths in US)

It's completely arbitrary. How do they decide which year of income to choose? And, it doesn't take into account people who may lose jobs because of the COVID-19 outbreak. If you want to both stimulate the economy and guarantee that you help everyone who needs help, you just give the money to everyone. That way all the people who need help get it and those who don't really need it can use the money to put into the economy and keep businesses open.

Question (if anyone knows the answer)... My wife and I, both self-employed contractors in the Oil & Gas industry (Landman/Abstractor) lost our work due to a combination of the coronavirus outbreak and the Saudi/Russian oil price war driving oil prices way down. So there are no unemployment benefits for us. In 2018 we actually lost money for the year due to a business that we started that didn't work out. So we ended up with a net loss on our 2018 taxes. So are we just going to be out of luck here?