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If there's private school and one or two teenage drivers, $80,000 doesn't get as far as you think. Your point is well taken and valid, but cost of living is a real thing.

It doesn't even require private school to stretch $80K - it's all very locality dependent and the biggest driving costs are housing, healthcare, and transportation. And if childcare is in the mix, it's a budget buster.

For example, a family with $80K in income in Lawton, Oklahoma would need to make almost $118K in Atlanta to have the same exact budget arrangements. That's a huge difference.

https://www.bestplaces.net/cost-of-living/lawton-ok/atlanta-ga/80000