Wow, that's $5k more than my first house. But, then again, I got a lotta grey. My interest rate was 15.9% and it was adjustable but no choice -- we barely were able to scrape up enough dough for the down payment. Gosh, now that I have a bit of green, it would be great to be able to plunk it into an 8% certificate of deposit instead of chasing dicey 8% yields.