Tickets on 11/15 vs SF

I got tickets for the 49ers game and I called today to ask what the face value was. I was told $148. I asked why it was more expensive than my price per seat per game. They said that's the face value if tickets were purchase individually and told me the amount deducted from my credit would be per seat per game price (in my case $132). I probably asked him the question 5 times just to make sure I heard it correctly, but he said the "face value" of the tickets is not what gets deducted from your credit. The actual "cost" is what you paid for the season divided by how many seats you have divided by 10 games.

In my situation it's a little more complicated. I have two seats behind my others and they are actually in a cheaper price point. I have no idea what they are deducting or how to tell. Plus we were told that we would get to sit together but now I've have been given 3 sets of two in different areas so my group is separated.