I don't like that there isn't a penalty involved with throwing interceptions or at least make the TD to int ratio the basis of getting money. I would've made the TD bonuses subject to the TD to int ratio, such that he only gets it if he is at 2 to 1 TD to int and then double the incentive if he reaches those with a 3 to 1 ratio, or make it for the ratio of turnovers to include fumbles.