Ok. I see the misunderstanding now. It's true that VTI is not a dividend fund, but that doesn't mean it doesn't pay dividends. Dividend funds' main focus is finding companies that pay reliable dividends, but most index funds/ETFs also pay dividends. Best way to find out for yourself is just google "VTI dividends" or "VTI distributions" (substitute whatever fund you want to look up) and you should be able to come up with a list of the dividends paid for at least the last year.