We locked it in today. Whatever happens it was a good decision. Just like Winston says. It's about the decision and not the result.
Just got the appraisal in. Appraised just over the asking price for this new build (almost done). We went with a local lender instead of Rocket. The realtor said if we are waiving the appraisal (which we did...to get the house) then go with this local lender. In a wink wink she said they have never underappraised for this big time construction company.