I would rather retire 15 yrs early on less than a million dollars and move to a LCOL country, as I’ve mentioned on here before, like Belize or Malaysia- than keep working and stressing out and putting off the travel and other stuff i want to do.. Plus, a lot of these countries that we consider to be ’developing nations’ have top-notch healthcare , i think it was @Twyst who mentioned he bought a condo in Thailand and the healthcare is high-end and super-cheap to pay out of pocket.