Surprise Emergency Room Bill

There’s another thing regarding the ER that I often caution our workforce about, especially during Open Enrollment each year. Many times, the ER doctor(s) are out of network. The hospital may be in-network, but always ask if the treating physician is. If they treat you and are not in-network, prepare for a huge, uncovered bill and a lot of headaches.
Dang. So many things you need to keep track of at the time when you are least likely to remember due to the inherent stress of an emergency situation.

Even if I did remember to ask this question, I'm certainly not going to tell my little girl she has to wait for the shift change to get her broken leg treated.