Are you willing to get the Covid vaccine when offered?

not2rich said
Insurance premiums are based on risk factors - any and all for the particular coverage you might be seeking. So if you're looking for health insurance, being overweight can definitely have a negative effect on your premium.

DaveXA said
That's actually a factor for some health insurance policies/premiums depending on the company. So yeah, it already is loosely based on BMI in some cases.

Some companies are already giving discounts to policy holders who have been vaccinated. So...:shrug:.

faceman said
yes, and I don't totally agree with it. I'm a smoker and had to take a nicotine test when my life insurance premium
was up for renewal. Like it or not, that's the way it is.

brandon8283 said
Wait till you hear about life insurance.

bigdaddysaints said
My company (and i know other that do this as well) have a Tobacco surcharge. If you use any tobacco product (including vaping) there is a $200/month surcharge. Fair? i guess it all depends on your personal opinion. They also have a spousal surcharge of $150/month if you cover your spouse on insurance if they are offered insurance at their emplyment. So its not like adding a surcharge to unvaxxed is some kind of new contrivesial thing.
Sure, its easy to lie about these things ,but if they do a follow up, you will be fired.
Honestly, i am surprised my the aren't doing the surcharge for unvaxxed for us. I fully expected that this year.

Most insurances granted by the employer will not ding you for being obese and very few provide wellness programs (and I'm fully aware what goes into life insurance brandon8283..lol). I brought up BMI because, let's be honest, the same demographic that was filling the hospitals before COVID are the same ones filling it up today. Why worry about just their vaccination status when we have been in this long enough to know that there are other key drivers that are sending these people to the hospital? I mean, we are pushing to have the unvaccinated punished in everyway but don't even know the percentage of unvaccinated that are ending up in the hospitals compared to those who are asymptotic or experience mild symptoms. "Let's punish them all!" lol