Im 35 years old and live with my 81 year old grandmother

. Most people are just 1 major negative event away from having to completely alter their living situations.
There are a lot of stats out there talking about the impact of missed paychecks.

I dont recall the source but one study I saw quoted suggested that without outside financial assistance slightly over half of Americans were two weeks lost pay away from homelessness and another 20% would fall short of money needed for essential bills and food.