Woman wins $5.2 million suit against GEICO for catching STD in a car

I definitely need one of our legal gurus to explain this one. I can see suing the guy who infected her, but the car insurance company simply because it occurred in the vehicle? The vehicle didn't cause the injury. The guy did.

https://www.cnn.com/2022/06/09/us/geico-insurance-std-settlement-missouri/index.html

sigh.

we just had that circulate our office email.

Sort of a " here is your late Friday 'wtfork'" article.

i cant even being to understand how the vehicle insurer is being held responsible for a sexual act that took place in the vehicle.

i simply dont get. but then i dont know MO law, so maybe there is something in State law?