I was kidding about working til 85, i actually plan on retiring on the next couple of years (im late-40s) using the concept of ‘geographic arbitrage’…. it means bringing in American dollars (via working remotely ) while living in a low cost of living country, some of which where ur American dollars can go 5-10 times further.. So while i technically wont be ‘retired’ , I can work a lot less and live a MUCH better lifestyle .. i just cant see staying on this hamster wheel for another 15-20 yrs, and im itching to escape the stupid, insane gun culture here and all the religious zealots, even up to the Supreme Court now.. but that’s all ill say on that, at the risk of getting relegated to the Politics board . (y)