It tanked at times during the Trump years also…..Also it hasn’t really tanked in any permanent or meaningful sense….the market is slowly rebounding and will continue to do so IMO, if you are taking out monthly withdrawals it will be just a distant memory at some point…..the best way to look at it is you are buying low right now!!!!
People get so focused on the short term and it leads to lack of discipline, a total misunderstanding of how this all works and much, much more….
If you are still working because you love your work then good for you….