PSA - get your colonoscopy

What's the youngest you can get one that insurance will pay for if you don't have a history of it in the family?
It probably depends on your insurance carrier, but I would check with your primary care physician to see if that is something they will refer. Insurance companies tend to have more leeway when a procedure is requested by the PCP or a specialist. Once you know that, give the insurance company a call and they can look up your specific benefits to give you an accurate assessment of what's covered.

I think I had my first one at 30 and it was covered by insurance, so they will do them early when needed. I needed it and am so glad that I had it. They found polyps that they caught early and were able to remove.