Whew , good post , I'll be 65 at the end of November and have already started telling everyone I'm retiring then ( next February would have been 44 years here ) . My health is great and we don't owe on anything , home and car paid for , but yes it is a real concern with everything going up . I'm just burnt out , I've been working since I'm sixteen and could use some time off. My bosses are not happy , they act like they just can't understand why I would want to retire.