I think retirement is a pipe dream...

I'm right up on fitty. Two kids in college that we are supporting. Decent 401K and my company still has a version of a pension. The pension is in two parts...the old one with like 5 years of service, and the new one with the balance. Looking online at the numbers, the old one and new one at retirement are almost the same amount! My company had an awesome pension. I would be able to retire at 55 if it were still in place.

I might still decide to retire at 55. My dad's family has terrible heart history so genetics are not on my side. I figure I'll check out way before average, so why work right up until the coffin? Primary goal is to get my two kids educated. College is expensive now-a-days. After that, I'll see just how much money frees up and I can make an informed decision. I'm definitely not working past 60......probably 57-58, but who knows, maybe 55!!!