As I learned recently when my father died, many 401k's do NOT have any death benefits. Meaning when you die they just keep it. Check into that if you havent already. My father had made me the beneficiary....etc. but they don't pay out on death so what was the point?
I am 42 and plan to retire ASAP. I am not planning to stay in the rat race past 50 if I can help it. 55 at the absolute latest. We are saving every dollar we earn and we have a big plan. At this rate we are 2-3 years savings away and then we probably need another 2-3 to fully get up and running. After that....anything is possible.