Athleticism over Talent

How is Allen better than Hurts or Jackson long-term? People are comparing Richardson to Allen Right now. He was considered raw coming out, but he had the physical tools. The undertone of this discussion of athletic vs. non-athletic :unsure:
Josh Allen is more reckless with his body than any of the other QBs being mentioned. If that leads to a decline in his ability to make all those huge plays off script will he still be considered a top 5 guy?