I'd argue we're behind because we're spending the most money and not making the playoffs or making changes to the strategy. The time to begin the reset was when Sean left. The other teams on that list that missed the playoffs (Broncos, Chargers and Seahawks) will likely be out from under their cap problems in 2025 and we're already $46 million over.
The Bucs even had a better plan. They ate $70 million in dead money this year following the retirement of their HOF QB, made the playoffs anyway and are $35 million under the cap for next season. They did a hard reset and have far more options going forward.