Francis Scott Key Bridge collapse in Baltimore...

It's very fact specific. Shore-based workers that are assigned skiff duty on Monday but are flagmen on the road or laying asphalt the rest of the week are likely not going to be Jones Act seamen.

Their attorneys will argue that they are so they can sue their employer rather than receive comp benefits but just being on a vessel does not necessarily make you a Jones Act seaman. Need to be more or less permanently assigned to a vessel (or fleet of vessels), etc.

to be clear- i was referring to the construction workers and the USL&H coverage

i mentioned Jones Act simply because when you get USL&H you also get Jones Act
( as they usually go hand in hand ) - there are instances where ive seen JUST USL&H coverage, but carriers are quite reluctant to remove one from the other since they can have an exposure not readily apparent at underwriting time.