Francis Scott Key Bridge collapse in Baltimore...

efil4stnias said
So the work comp policy is 2 parts, Med/Idemnity and Employer Liability Limits( i know you know this just breaking down ) . And i think they carbon copied ( if you will ) from USL& H and Jones Act ( same scenario kinda- USL&H for the med/indemnity- Jones act for the "employer liability" part )

So yeah the USL&H covers the "comp" and the Jones act the "e.l. " parts. ( as how i was taught )

And i know here, if you work within 100' of navigable waters ( ton of that with Harvey canal, Intracostal and companies that have shops/warehouses etc along ) you fall under this. Same for bridges- i had a sub doing blasting work on GNO 20 years ago ( to prep for painting ) and had to get the USLH for the job.
IIRC - its "on/near/over" navigable waterways.

Yeah them polo shirted, khaki panted drivers are longshormen according to their WC carrier lolol.

I see what you mean. Because longshore coverage is scheduled workers comp, there's no liability issue - it's purely medical and indemnity based on the scheduled benefits. The liability piece comes in on the Jones Act side because the JA damages action is based on liability. Is that what you're saying?

And employers get both based on the unpredictability as to whether they might have Jones Act exposure based on the nature of the work? That's interesting. I would have imagined that many longshore employers can be fairly confident that they don't have Jones Act exposure.