Actually it’s more like giving your daughter a credit card and telling her don’t worry, they will be significantly increasing the limit again next year and every year afterwards barring a pandemic, and you’re allowed to go over the limit perpetually every year based on that knowledge. Once every few years daddy will need you to chill on the spending just to catch up a tad if we go too far one year buying an extremely expensive item like a $125m QB, but don’t worry, there will always be future money to borrow from in most years.