Our reality is such that McCarthy would be the ideal next hire. We are 3 years away from a rebuild, assuming that Loomis would allow us to do proper rebuild. We will not be an attractive job opening at the end of this year due to our cap space and need to rebuild.
Any youg coach that comes here will likely realize that his first head coaching job could very well end in a 3 year firing. Top candidates might not take that chance for fear of jeopardizing their big shot. If we are truly 3 years away to a proper rebuild and salary cap clean up, this might mean that we are one "re-tread" type coach away, and McCarthy might be the best of those re-treads. In the least, he can get a young franchise QB ready for our rebuild.
Just my take on how I think about this. I would love a new, young top tier head coach, but I think we are at least 2 more NFL seasons from attracting the top of list of bright young prospects. All this said, I fully expect Loomis to bring back DA for one more year or be lazy and just hire Aaron Glenn next year, since ML is familiar with AG.