I'll go one step farther. At a quick glance of the standings, no team that has had a starting QB miss time (injury or performance) has more than two wins on the season.
Dolphins, Patriots, Titans, Browns, Raiders, Saints and Panthers.
Everyone is looking for a boogeyman to point the finger at, including the owner and here, the accounting ledger.
Draft better, stay healthy, coach and develop better or find someone that can coach and develop better = win football games.
No accounting ledger management style is going to remedy clear deficiencies in those three areas. It's a deathly combination that will sink any franchise.