Is that meant as a compliment or a put down?
I don't consider Steely Dan "yacht rock" for even a second. It's jazz fusion and not anywhere near "poppish" enough to be thrown in with the likes of Cross, Loggins, etc. And I admit my bias as one who is not a fan of yacht rock.
While I'm okay with the tunes Michael McDonald wrote for The Doobie Brothers, I will quickly tell you they are near the bottom of my list of Doobie Brothers songs. His solo stuff you can have. Just my taste...