This. Stop the madness. Stop jumping through hoops unless you're forced to in order to reach cap compliance. Take it on the chin until you right the ship. For the life of me I can't understand why they choose take make it so difficult. And stop with the, "Loomis knows what he's doing, it's all part of the plan. He's just ahead of the curve using tomorrow's money today. It's genius when you think about it." I'm not trying to hear that noise anymore.