i havent read a "travel insurance policy" so im not sure if they have a terrorism exclusion. If they do, yes they can and most likely will. ( deny claim )
other aspect i kept thinking of last night- the businesses on Bourbon that will have to remain closed during this period of time for investigation to conclude....the lost revenues are directly a result of terrorism incident. Law enforcement obviously will deem the area "off limits" ( civil action ) so is the causation of the loss from the terror incident or civil authority? This will most likely get played out in court as i imagine some Bourbon St businesses are already filing claims this morning and looking for coverage. ( A- if they have business interruption and B- have terrorism coverage INCLUDED - so MANY exclude coverage since literally nothing has ever happened )
I just read AMEX sample policy- they cover it. So for those who booked travel with/thru AMEX, and bought ( or had complimentary coverage using AMEX card ) they would have coverage if had to cancel. So long as the incident took place AFTER coverage eff date ( im assuming original travel date )
n. A Terrorist Incident in the Covered Person’s cityof destination that occurs after the CoverageEffective Date. The Covered Person must bescheduled to arrive in that city within 30 daysfollowing the Terrorist Incident;
https://icm.aexp-static.com/Interne...I_Sample_Designated_Trip_Base_Certificate.pdfnote- this was a quick, cursory look- there MAY be additional language further down that limits coverage ( or even excludes )