I think this sums it up for many, myself included.
There are so many good responses here echoing what I think and experience. My only twist is what my health issues cost (and continue to in some ways, but I am currently cancer-free and cannot complain unless it is about the overall state of healthcare in this country which is another thing altogether). When we moved to the Northeast and purchased a home here, it only solidified that I would have to work well into my 70s to maintain our current lifestyle, which is nice but not outrageous. It is uninspiring.
I have always loved what I do and even took a step back from management a few years ago to be more hands-on. It was an improvement, but my company has been gently guiding me toward management with certain assignments and projects. As I have moved in that direction, I've become more disinterested (I haven't let that affect my performance) and easily bored.
I do keep my eyes out for other opportunities that better align with things I love doing but, outside of moving to Florida or California, there is not much available - if at all.
I know there is no advice
@CapitalCitySaint I can really offer outside of what others have given you. I just wanted you to know there are many in the boat with you and I hope that, somehow, helps.