The chance to get a top tier HC has come and gone

The history of interims turned permanent says otherwise. They just arent given the same 2+ year timeline as guys like Allen. Allen was not an interim turned permanent. And Loomis did his usual banging his head against the wall, trying to ego Allen into being something he wasnt.

Im not advocating for this. I think Loomis cant risk hiring Rizzi. If Rizzi flops in year 1, I cant see Loomis surviving 2 HC duds in 4 years. A external hire gives Loomis and the new HC 2+ seasons to figure it out. Rizzi wont get more than 1 if he full flops.

Loomis already shown he comes well prepared with an army of excuses and Rizzi will very likely have some measure of success more so then Dennis Allen, which is just another excuse. We could quite literally watch Rizzi go 7-10 and Loomis promote that as a successful first season with his new head coach. But 7-10 to me could be a flop depending on how it occurs.